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Home Improvement Loans

Serving Rutherford County, TN and Surrounding Areas

Locally Owned & Family Operated

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When Your Home Needs Attention We Are Here to Help

Are you thinking of tackling those unexpected repairs or finally starting that home improvement project? Rutherford Credit is here for you.

  • Flooring, Repairs or Replacement
  • Decks or Patios
  • Pools
  • Plumbing or Electrical
  • Roof Repairs or Maintenance
  • Home renovations
  • Storm Damage clean up
  • Tree trimming


Reach out to us to discuss your home improvement financing needs and get started on your project today.



Invest in Your Property's Value and Comfort

Homeowners often need financial assistance to complete necessary repairs or desired upgrades. Getting the right funding makes these projects possible without using up your savings, allowing you to maintain your home while keeping your finances stable.

  • Increase property resale value
  • Handle urgent repairs right away
  • Avoid high-interest credit cards
  • Complete projects without delays
  • Lower utility costs with energy-efficient improvements
  • Create the living space you have always wanted


Investing in your home protects your biggest asset while improving your daily life. Our financing solutions make these important improvements accessible and affordable.



Why Choose Rutherford Credit

Our family-owned business brings over 60 years of combined experience to personal lending in Middle Tennessee. We understand that every homeowner's situation is unique, which is why we focus on secured installment loans without the barriers of traditional credit scoring.

  • Locally owned and operated in your community
  • No prepayment penalties for early payoff
  • No credit scoring requirements
  • Personalized service from experienced professionals
  • Flexible repayment terms
  • Referral program pays $125 for approved and closed loans


Our commitment to serving Middle Tennessee families means you work directly with decision-makers who understand local needs. We make the lending process straightforward and transparent from application to final payment.



Contact Us

Ready to move forward with your home improvement project? Rutherford Credit is here to provide the financing you need with terms that make sense for your situation. Our team will walk you through the application process and answer any questions about secured installment loans for home improvements.


Contact us today to learn more about our home improvement loan options and discover how our family-owned business can help you achieve your renovation goals.

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Earn $125 for Every Referral

Know someone who needs a personal loan? Send them our way and get paid $125 when their loan closes. It is that simple—help a friend and earn cash for every successful referral.

Start referring today!

Not valid with any other offers or promotions. Restrictions apply.

Must mention this coupon at the time of scheduling.

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No Prepayment Penalties

Enjoy a quick, easy, and confidential process with no credit scoring.

Contact Rutherford Credit today!

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